Program/Travel Protection

2021 EXPLO Program/Travel Protection Plans

In order to help protect your investment in your child’s summer program experience, EXPLO is offering a way for families to purchase program/travel protection. There are two optional plans available: a Student Deluxe Plan and a Student Deluxe + Cancel for Any Reason (CFAR) Plan. EXPLO tuition becomes non-refundable after certain deadlines, but these protection plans provide a variety of levels of coverage should you need to cancel your enrollment for a reason covered by the plan purchased. Below are your options, though there may be other products on the market worth considering. In all cases, it is important to review all plans carefully as there are certain restrictions, exclusions and limitations that apply to all insurance coverages.

Learn more about coverage for COVID-19 related claims under the travel product.

Student Deluxe Plan

This plan has benefits for covered trip cancellations and interruptions, medical expenses, and evacuations.

Cancel For Any Reason (CFAR) is optional and available for purchase at the individual level. CFAR coverage is up to 75% of the nonrefundable trip cost (subject to $10,000 maximum). CFAR is available if purchased with or before your final payment for your trip. This benefit is not available to residents of New York State.

CFAR does not take effect until your entire non-refundable trip cost is paid to your travel supplier. If there are still deposits yet to be paid at the time you cancel your trip, CFAR will not apply.

If you purchase the plan but decline CFAR coverage at the time of plan purchase, you cannot add CFAR coverage at a later date – even if additional expenses are added to the trip/program.

Outside of CFAR terms, this plan does contain the following exclusion:

Benefits are not payable for any loss due to, arising or resulting from: a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for you.

If you are interested in a plan without this exclusion, please visit: A+ Program Protection.

Information on benefits, limits, per-person rates, and important disclaimers can be found at this link.

Student Deluxe Plan Terms:

Complete details and terms for the two plans are available by downloading the documents linked here:

Student Deluxe Protection Plan SD15

 
Student Deluxe Protection Plan SD15CFAR

Trip Cancellation coverage is not valid if the program operator/travel supplier/camp does not operate for any reason.

Purchasing: Step 1

Review plan information for all terms, conditions and exclusions, and buy your coverage using the appropriate links below:

Grades 4-7 at Wheaton College

Student Deluxe Plan

Student Deluxe + Cancel For Any Reason Plan
Not available to NY Residents;
CFAR is available if purchased with or before your final payment for your trip

Grades 8-10 at Sarah Lawrence College

Student Deluxe Plan

Student Deluxe + Cancel For Any Reason Plan
Not available to NY Residents;
CFAR is available if purchased with or before your final payment for your trip

Grades 10-12 at Mt. Holyoke College

Student Deluxe Plan

Student Deluxe + Cancel For Any Reason Plan
Not available to NY Residents;
CFAR is available if purchased with or before your final payment for your trip

Purchasing: Step 2

Email Your Purchase Confirmation to EXPLO at [email protected].

TG-90031 Agent Announcement AH-2718